Research from a survey published during national will week discovered that 92% of 18-29 year olds had not prepared a will, compared with 68% in the over 30 age group, and 33% in the over 50 group.

Recent high profile cases in the press have highlighted the problems associated with not having a will. A key problem is that without a will,  the rules of intestacy come into play. The intestacy rules set out which members of your family are entitled to what, a situation that can result in loved ones being forced to sell off the family home. Family feuds are a common result of the intestacy rules.

If you have not already made a will we advise that you start to think seriously about one, please contact Cheryl on 01474 853 856 if you would like to her to put you in touch with the most appropriate specialist for you.

Stay safe online.

According to a news report from the BBC there are now thought to be 200,000 malicious software programs in existence. Most of these are aimed at computers using Microsoft Windows. The program problems can arrive on your pc via instant messenger, email, or even through your Internet connection if you visit the wrong website.

With so many threats to Windows users it is vital that you have anti-virus software on your pc and that it is frequently updated. Anti-virus software is widely available and although subscriptions seem expensive it is worth considering the costs you could face if for example, you were a victim of identity theft.

If you are worried about your computer, online companies such as Trend Micro, Kaspersky and Microsoft all over a free scanning service where you can have your computer scanned to see if it is infected.

If you would like some more advice on anti-virus software to protect both yourself and your business from malicious programs please email Cheryl@stephen-hill

"The best preparation for good work tomorrow is to do good work today."

Elbert Hubbard